NOTICE OF TRUSTEE 'S SALE The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States at the time of sale, at the Second District Courthouse, 2525 Grant Avenue, Ogden, UT 84401, on March 27, 2012, at 12:00 noon of said day, for the purpose of foreclosing a trust deed dated March 6, 2008, and executed by TODD CELLA, as Trustor, in favor of AMERICA FIRST FEDERAL CREDIT UNION as Beneficiary, which Trust Deed was recorded on March 10, 2008, as Entry No. 2326683, in the Official Records of Weber County, State of Utah covering real property purportedly located at 2839 Jefferson Avenue, Ogden, Utah 84403 in Weber County, Utah, and more particularly described as: PART OF LOT 4, BLOCK 4, SOUTH OGDEN SURVEY, OGDEN CITY SURVEY, WEBER COUNTY, UTAH; BEGINNING 263.6 FEET SOUTH FROM THE INTERSECTION OF THE SOUTH LINE OF 28TH STREET AND THE WEST LINE OF JEFFERSON AVENUE; THENCE WEST 105.27 FEET; THENCE SOUTH 40 FEET; THENCE EAST 105.27 FEET; THENCE NORTH 40 FEET TO THE PLACE OF BEGINNING. Tax ID: 04-031-0067 The current Beneficiary of the trust deed is AMERICA FIRST FEDERAL CREDIT UNION, and the record owner of the property as of the recording of the Notice of Default is TODD CELLA. Bidders must tender to the trustee a $5,000.00 deposit at the sale and the balance of the purchase price by 2:00 p.m. the day following the sale. Both the deposit and the balance must be paid to Lincoln Title Insurance Agency in the form of a wire transfer, cashier 's check or certified funds. Cash payments, personal checks or trust checks are not accepted. DATED: February 16, 2012. LINCOLN TITLE INSURANCE AGENCY by: Paula Maughan its: Vice President Telephone: (801) 476-0303 web site: SK File No. 11-1158 Pub.: February 22, 29, March 7, 2012. 481028

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