NOTICE OF TRUSTEE 'S SALE The following described property will be sold at public auction to the highest bidder at the Main Entrance, Box Elder County Courthouse, 43 North Main, Brigham City, Utah, on March 20, 2012, at 12:15 p.m. of said day, for the purpose of foreclosing a trust deed originally executed on September 23, 2009 by Jason O. Harris, as trustor, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Academy Mortgage Corporation, its successors and assigns, covering the following real property purported to be located in Box Elder County at 1260 River View Drive, Garland, UT 84312 (the undersigned disclaims liability for any error in the address), and more particularly described as: Lots 40 and 41, Block 1, GARLAND ESTATES SUBDIVISION, Garland City Survey, according to the official plat thereof. Less the Northerly 20 feet of Lot 41, Block 1, Garland Estates. Together with all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. Parcel No.: 06-066-0036 The current beneficiary of the trust deed is Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP and the record owners of the property as of the recording of the notice of default are Jason O. Harris and Suzanne Harris. The sale is subject to bankruptcy filing, payoff, reinstatement or any other circumstance that would affect the validity of the sale. If any such circumstance exists, the sale shall be void, the successful bidder 's funds returned and the trustee and current beneficiary shall not be liable to the successful bidder for any damage. Bidders must tender to the trustee a $20,000.00 deposit at the sale and the balance of the purchase price by 12:00 noon the day following the sale. The deposit must be in the form of a bank or credit union cashier 's check or bank official check payable to eTitle Insurance Agency. The balance must be in the form of a wire transfer, bank or credit union cashier 's check, bank official check or U.S. Postal money order payable to eTitle Insurance Agency. Cash payments are not accepted. A trustee 's deed will be delivered to the successful bidder within three business days after receipt of the amount bid. DATED: February 16, 2012. eTitle Insurance Agency, Trustee By: /s/Kent W. Plott Authorized Officer 3269 South Main, #100 Salt Lake City, UT 84115 (801) 263-3400 Office Hours: 8:00 a.m. - 5:00 p.m. L &A Case No. 11-19211/JJJ THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Pub.: February 16, 23, March 1, 2012. 480731

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