NOTICE OF TRUSTEE 'S SALE The following described property will be sold at public auction to the highest bidder at the Main Entrance, Farmington District Court, 800 West State Street, Farmington, UT, on March 20, 2012, at 9:30 a.m. of said day, for the purpose of foreclosing a trust deed originally executed on March 26, 2008 by Patricia D. Gamble, as trustor, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Intermountain Industries, Inc. d/b/a Major Mortgage USA, its successors and assigns, covering the following real property purported to be located in Davis County at 792 East 700 South, Layton, UT 84041 (the undersigned disclaims liability for any error in the address), and more particularly described as: All of Lot 61, COUNTRY CREEK ESTATES SUBDIVISION PHASE 4, Layton City, Davis County, Utah according to the official plat thereof, on file and of record in the office of the Davis County Recorder. Together with all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. Parcel No.: 11-219-0061 The current beneficiary of the trust deed is Wells Fargo Bank, N.A. and the record owner of the property as of the recording of the notice of default is Patricia D. Gamble. The sale is subject to bankruptcy filing, payoff, reinstatement or any other circumstance that would affect the validity of the sale. If any such circumstance exists, the sale shall be void, the successful bidder 's funds returned and the trustee and current beneficiary shall not be liable to the successful bidder for any damage. Bidders must tender to the trustee a $20,000.00 deposit at the sale and the balance of the purchase price by 12:00 noon the day following the sale. The deposit must be in the form of a bank or credit union cashier 's check or bank official check payable to eTitle Insurance Agency. The balance must be in the form of a wire transfer, bank or credit union cashier 's check, bank official check or U.S. Postal money order payable to eTitle Insurance Agency. Cash payments are not accepted. A trustee 's deed will be delivered to the successful bidder within three business days after receipt of the amount bid. DATED: February 10, 2012. eTitle Insurance Agency, Trustee By: /s/ Tom Cook Authorized Officer 3269 South Main, #100 Salt Lake City, UT 84115 (801) 263-3400 Office Hours: 8:00 a.m. - 5:00 p.m. L &A Case No. 11-19511/CAR THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Pub.: February 14, 21, 28, 2012. 480483

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